:root{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}html{scroll-padding-top:env(safe-area-inset-top,0px)}body{color:#000;background:#fff;margin:0;padding:0;font:14px -apple-system,BlinkMacSystemFont,sans-serif}img{max-width:100%}[hidden]:not([hidden=until-found i]){display:none!important}:root{--ivory:#f9f6f0;--ivory-2:#f1ebdf;--paper:#fffdf9;--stone:#d8d0c3;--line:#e3dccf;--navy:#14243a;--navy-2:#1e3452;--ink:#14243a;--muted:#4d5a6e;--gold:#b08a46;--gold-ink:#85652a;--gold-display:#9a7733;--gold-soft:#d0b176;--on-navy:#eee9de;--on-navy-muted:#b9c1ce;--display:"Newsreader","Iowan Old Style","Palatino Linotype",Georgia,serif;--body:"Instrument Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{background:var(--ivory);color:var(--ink);font-family:var(--body);-webkit-font-smoothing:antialiased;font-size:16px;line-height:1.62}body:before{content:"";height:env(safe-area-inset-top,0px);background:var(--ivory);z-index:30;position:fixed;inset:0 0 auto}img{display:block}a{color:inherit}:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}.wrap{max-width:1180px;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));margin:0 auto}.band{padding-block:clamp(56px,8vw,112px)}.band--tint{background:var(--ivory-2)}.band--navy{background:var(--navy);color:var(--on-navy)}[hidden]{display:none!important}.nav a[aria-current=page]:not(.btn){border-bottom-color:var(--gold);color:var(--gold-ink)}.nav a.btn[aria-current=page]{background:var(--navy-2)}h1,h2,h3,h4{font-family:var(--display);text-wrap:balance;color:inherit;margin:0;font-weight:400}h2,h1.pt{letter-spacing:-.012em;font-size:clamp(2rem,4.2vw,3.1rem);line-height:1.08}h3{font-size:1.45rem;line-height:1.2}p{margin:0}.eyebrow{letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink);align-items:center;gap:12px;font-size:12.5px;font-weight:600;display:flex}.eyebrow:before{content:"";background:var(--gold);width:36px;height:1px}.band--navy .eyebrow{color:var(--gold-soft)}.lead{color:var(--muted);max-width:62ch;font-size:clamp(1.05rem,1.6vw,1.22rem);line-height:1.6}.band--navy .lead{color:var(--on-navy-muted)}.sechead{gap:18px;max-width:760px;margin-bottom:clamp(32px,5vw,56px);display:grid}.btn{border:1px solid var(--navy);background:var(--navy);color:var(--ivory);font:600 15px/1 var(--body);letter-spacing:.01em;cursor:pointer;border-radius:2px;justify-content:center;align-items:center;gap:8px;padding:14px 24px;text-decoration:none;transition:background .2s,color .2s,border-color .2s;display:inline-flex}.btn:hover{background:var(--navy-2)}.btn--ghost{color:var(--navy);background:0 0}.btn--ghost:hover{background:var(--navy);color:var(--ivory)}.btn--gold{background:var(--gold);border-color:var(--gold);color:var(--navy)}.btn--gold:hover{background:var(--gold-soft);border-color:var(--gold-soft)}.btn--sm{padding:9px 14px;font-size:13px}.link{color:var(--gold-ink);border-bottom:1px solid var(--gold);font-weight:600;text-decoration:none}.link:hover{color:var(--navy);border-color:var(--navy)}.site-header{top:env(safe-area-inset-top,0px);z-index:40;background:var(--ivory);border-bottom:1px solid var(--line);position:sticky}.site-header .wrap{justify-content:space-between;align-items:center;gap:20px;min-height:72px;display:flex}.brand{line-height:0;display:block}.brand img{width:auto;max-width:100%;height:50px}.nav{align-items:center;gap:clamp(14px,2.2vw,30px);display:flex}.nav a{color:var(--ink);border-bottom:1px solid #0000;padding:6px 0;font-size:14.5px;font-weight:500;text-decoration:none}.nav a:hover{border-color:var(--gold)}.nav .btn{color:var(--ivory);border-bottom:1px solid var(--navy);padding:11px 18px;font-size:14px}.menu-btn{border:1px solid var(--stone);color:var(--ink);font:600 14px var(--body);cursor:pointer;background:0 0;border-radius:2px;padding:9px 14px;display:none}@media (width<=940px){.menu-btn{display:inline-block}.nav{display:none}.nav.open{background:var(--ivory);border-bottom:1px solid var(--line);padding:8px max(16px,env(safe-area-inset-right,0px)) 16px max(16px,env(safe-area-inset-left,0px));flex-direction:column;align-items:stretch;gap:0;display:flex;position:absolute;top:100%;left:0;right:0}.nav.open a{border-bottom:1px solid var(--line);padding:14px 0;font-size:16px}.nav.open .btn{text-align:center;margin-top:14px}}.plain{margin:0;padding:0;list-style:none}.plain li{border-bottom:1px solid var(--line);padding:9px 0;font-size:15.5px}.plain li:last-child{border-bottom:0}.plain--sm li{padding:7px 0;font-size:14.5px}.quote-note{color:var(--muted);letter-spacing:.02em;font-size:13px}.chips{grid-template-columns:repeat(3,minmax(0,1fr));gap:0 clamp(24px,4vw,56px);margin:0;padding:0;list-style:none;display:grid}@media (width<=860px){.chips{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=560px){.chips{grid-template-columns:minmax(0,1fr)}}.chips li{border-top:1px solid var(--navy);font-family:var(--display);padding:14px 0;font-size:1.25rem}.paysteps{grid-template-columns:repeat(3,minmax(0,1fr));gap:0 28px;margin:6px 0 4px;display:grid}@media (width<=760px){.paysteps{grid-template-columns:minmax(0,1fr)}}.paysteps div{border-top:1px solid var(--gold);font-family:var(--display);padding:14px 0 10px;font-size:1.2rem;line-height:1.25}.index{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(28px,5vw,72px);margin:0;padding:0;list-style:none;display:grid}@media (width<=760px){.index{grid-template-columns:minmax(0,1fr)}}.index a{border-top:1px solid var(--navy);grid-template-columns:minmax(0,1fr) auto;align-items:baseline;gap:4px 18px;padding:24px 0;text-decoration:none;display:grid}.index h3{font-size:1.55rem}.index p{color:var(--muted);grid-column:1;max-width:48ch;font-size:15.5px}.index .go{letter-spacing:.12em;text-transform:uppercase;color:var(--gold-ink);border-bottom:1px solid var(--gold);white-space:nowrap;grid-area:1/2;font-size:13px;font-weight:600}.index a:hover h3{color:var(--gold-ink)}.cta-band{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px 40px;display:flex}.cta-band h2{max-width:20ch}.cta-band p{color:var(--muted);max-width:52ch;margin-top:12px}.hero{padding-block:clamp(40px,7vw,96px) clamp(56px,8vw,104px)}.hero .wrap{grid-template-columns:minmax(0,1.22fr) minmax(0,.86fr);align-items:center;gap:clamp(36px,6vw,92px);display:grid}.hero-copy{justify-items:start;gap:28px;display:grid}.hero h1{letter-spacing:-.022em;font-size:clamp(2.7rem,6.4vw,5.3rem);font-weight:400;line-height:1}.hero h1 em{color:var(--gold-display);font-style:italic;font-weight:400}.hero .lead{max-width:54ch}.hero-cta{flex-wrap:wrap;align-items:center;gap:14px 22px;display:flex}.hero-trust{color:var(--muted);flex-wrap:wrap;gap:8px 22px;margin:6px 0 0;padding:0;font-size:14px;list-style:none;display:flex}.hero-trust li{align-items:center;gap:9px;display:flex}.hero-trust li:before{content:"";background:var(--gold);width:5px;height:5px;transform:rotate(45deg)}.cover{background:var(--ivory);border:1px solid var(--stone);padding:clamp(26px,4vw,44px) clamp(22px,3.6vw,40px);position:relative;box-shadow:0 30px 60px -38px #14243a59}.cover:before{content:"";border:1px solid var(--gold);opacity:.55;pointer-events:none;position:absolute;inset:9px}.cover-mark{width:min(150px,44%);height:auto;margin:0 auto 14px}.cover-label{text-align:center;letter-spacing:.17em;text-transform:uppercase;color:var(--gold-ink);font-size:11.5px;font-weight:600}.cover-rule{background:linear-gradient(90deg,transparent,var(--gold),transparent);height:1px;margin:20px 0 10px}.cover-note{color:var(--muted);text-align:center;margin-top:14px;font-size:12.5px}.cover-sign{text-align:center;font-family:var(--display);color:var(--navy);margin-top:18px;font-size:1.3rem;font-style:italic}@media (width<=900px){.hero .wrap{grid-template-columns:minmax(0,1fr)}.cover{max-width:520px}}.ledger{margin:0;padding:0;list-style:none}.ledger li{align-items:baseline;gap:10px;padding:10px 0;display:flex}.ledger .n{min-width:0;font-size:15.5px}.ledger .dots{border-bottom:2px dotted var(--stone);flex:18px;min-width:14px;transform:translateY(-4px)}.ledger .p{font-family:var(--display);color:var(--gold-ink);white-space:nowrap;font-variant-numeric:tabular-nums lining-nums;font-size:1.22rem;font-weight:500}.ledger .p small{font-family:var(--body);color:var(--muted);font-size:.72em;font-weight:500}.ledger--sm li{padding:7px 0}.ledger--sm .n{font-size:14.5px}.ledger--sm .p{font-size:1.08rem}.promise-top{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:end;gap:clamp(24px,5vw,80px);margin-bottom:clamp(36px,5vw,64px);display:grid}.promise-top h2{color:var(--on-navy);font-size:clamp(2rem,4.6vw,3.5rem);font-style:italic;font-weight:300}.promise-top p{color:var(--on-navy-muted);max-width:48ch;font-size:1.1rem}@media (width<=820px){.promise-top{grid-template-columns:minmax(0,1fr)}}.msgs{grid-template-columns:repeat(5,minmax(0,1fr));gap:0 28px;margin:0;padding:0;list-style:none;display:grid}.msgs li{font-family:var(--display);color:var(--on-navy);border-top:1px solid #d0b17673;padding-top:18px;font-size:1.32rem;line-height:1.22}.msgs li:before{content:"";background:var(--gold);width:26px;height:2px;margin:-19px 0 16px;display:block}@media (width<=1000px){.msgs{grid-template-columns:minmax(0,1fr);gap:26px}.msgs li{display:block}}.svc-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(30px,4vw,52px) clamp(24px,3.4vw,48px);display:grid}@media (width<=980px){.svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=620px){.svc-grid{grid-template-columns:minmax(0,1fr)}}.svc{border-top:1px solid var(--navy);flex-direction:column;gap:12px;padding-top:20px;display:flex}.svc p{color:var(--muted);font-size:15.5px}.svc-foot{flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:12px;margin-top:auto;padding-top:10px;display:flex}.svc-price{font-family:var(--display);color:var(--gold-ink);font-size:1.2rem;font-weight:500}.svc-price small{font-family:var(--body);color:var(--muted);letter-spacing:.02em;font-size:12.5px;font-weight:500}.svc-foot button{border:0;border-bottom:1px solid var(--gold);font:600 14px var(--body);color:var(--ink);cursor:pointer;background:0 0;padding:0 0 1px}.svc-foot button:hover{color:var(--gold-ink)}.process{grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);align-items:start;gap:clamp(32px,6vw,96px);display:grid}@media (width<=900px){.process{grid-template-columns:minmax(0,1fr)}}.steps{counter-reset:s;margin:0;padding:0;list-style:none}.steps li{border-top:1px solid var(--stone);counter-increment:s;grid-template-columns:64px minmax(0,1fr);gap:8px 18px;padding:24px 0;display:grid}.steps li:last-child{border-bottom:1px solid var(--stone)}.steps li:before{content:counter(s);font-family:var(--display);color:var(--gold-display);font-size:2.6rem;font-style:italic;line-height:1}.steps h3{margin-bottom:4px;font-size:1.35rem}.steps p{color:var(--muted);font-size:15.5px}.who{grid-template-columns:repeat(3,minmax(0,1fr));gap:0;display:grid}.who article{border-top:1px solid var(--stone);padding:26px 28px 30px 0}.who h3{margin-bottom:8px;font-size:1.3rem}.who p{color:var(--muted);font-size:15.5px}@media (width<=900px){.who{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=560px){.who{grid-template-columns:minmax(0,1fr)}.who article{padding-right:0}}.partners{border:1px solid var(--stone);background:var(--paper);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px 28px;margin-top:clamp(28px,4vw,48px);padding:22px 26px;display:flex}.partners p{max-width:68ch;color:var(--muted);font-size:15.5px}.partners strong{color:var(--ink);font-weight:600}.story{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:clamp(32px,6vw,96px);display:grid}@media (width<=900px){.story{grid-template-columns:minmax(0,1fr)}}.pull{font-family:var(--display);color:var(--on-navy);text-wrap:balance;font-size:clamp(1.8rem,3.6vw,2.7rem);font-style:italic;font-weight:300;line-height:1.18}.pull-by{letter-spacing:.15em;text-transform:uppercase;color:var(--gold-soft);margin-top:22px;font-size:12.5px;font-weight:600}.story-body{color:var(--on-navy-muted);gap:18px;font-size:1.04rem;display:grid}.story-body strong{color:var(--on-navy);font-weight:500}.story-body .q{font-family:var(--display);color:var(--on-navy);font-size:1.3rem;font-style:italic;line-height:1.4}.mv{border-top:1px solid #d0b17666;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(24px,4vw,64px);margin-top:clamp(44px,6vw,80px);padding-top:clamp(28px,4vw,48px);display:grid}@media (width<=760px){.mv{grid-template-columns:minmax(0,1fr)}}.mv h3{font-size:12.5px;font-family:var(--body);letter-spacing:.15em;text-transform:uppercase;color:var(--gold-soft);margin-bottom:12px;font-weight:600}.mv p{font-family:var(--display);color:var(--on-navy);font-size:1.28rem;line-height:1.45}.values{flex-wrap:wrap;gap:10px 0;margin:clamp(32px,4vw,52px) 0 0;padding:0;list-style:none;display:flex}.values li{font-family:var(--display);color:var(--on-navy);border-right:1px solid #d0b17680;margin-right:22px;padding-right:22px;font-size:1.5rem;line-height:1.1}.values li:last-child{border-right:0}.values-label{letter-spacing:.15em;text-transform:uppercase;color:var(--gold-soft);margin-top:clamp(32px,4vw,52px);font-size:12.5px;font-weight:600}.values-label+.values{margin-top:14px}.notice{border:1px solid var(--stone);background:var(--paper);gap:6px;margin-bottom:clamp(28px,4vw,44px);padding:20px 24px;display:grid}.notice b{letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink);font-size:12px}.notice p{color:var(--muted);max-width:90ch;font-size:14.5px}.tabs-scroll{border-bottom:1px solid var(--stone);scrollbar-width:thin;margin-bottom:clamp(28px,4vw,44px);overflow-x:auto}[role=tablist]{gap:4px;min-width:max-content;display:flex}[role=tab]{font:500 15px var(--body);color:var(--muted);cursor:pointer;white-space:nowrap;background:0 0;border:0;border-bottom:2px solid #0000;margin-bottom:-1px;padding:14px 16px}[role=tab]:hover{color:var(--ink)}[role=tab][aria-selected=true]{color:var(--navy);border-bottom-color:var(--gold);font-weight:600}.panel-h{gap:8px;max-width:62ch;margin-bottom:28px;display:grid}.panel-h h3{font-size:clamp(1.6rem,2.6vw,2.1rem)}.panel-h p{color:var(--muted)}.pk-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;display:grid}.pk-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}@media (width<=1120px){.pk-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=900px){.pk-grid--3{grid-template-columns:minmax(0,1fr)}}@media (width<=640px){.pk-grid{grid-template-columns:minmax(0,1fr)}}.pk{background:var(--paper);border:1px solid var(--stone);flex-direction:column;gap:14px;min-width:0;padding:26px 24px 24px;display:flex}.pk--feat{background:var(--navy);border-color:var(--navy);color:var(--on-navy)}.pk-tag{letter-spacing:.14em;text-transform:uppercase;background:var(--gold);color:var(--navy);align-self:flex-start;padding:5px 9px;font-size:11px;font-weight:600}.pk-tag--ghost{color:#0000;-webkit-user-select:none;user-select:none;background:0 0;padding:5px 0}.pk h4{font-size:1.5rem;line-height:1.15}.pk-price{font-family:var(--display);color:var(--gold-display);font-variant-numeric:lining-nums;font-size:2.7rem;font-weight:400;line-height:1}.pk--feat .pk-price{color:var(--gold-soft)}.pk-for{color:var(--muted);min-height:3.1em;font-size:14px}.pk--feat .pk-for{color:var(--on-navy-muted)}.pk ul{border-top:1px solid var(--line);gap:9px;margin:0;padding:14px 0 0;font-size:14.5px;list-style:none;display:grid}.pk--feat ul{border-top-color:#d0b17659}.pk li{padding-left:18px;position:relative}.pk li:before{content:"";background:var(--gold);width:6px;height:6px;position:absolute;top:.62em;left:1px;transform:rotate(45deg)}.pk-scope{border-top:1px solid var(--line);color:var(--muted);margin-top:auto;padding-top:14px;font-size:13px;line-height:1.5}.pk--feat .pk-scope{color:var(--on-navy-muted);border-top-color:#d0b17659}.two{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(32px,6vw,88px);display:grid}@media (width<=860px){.two{grid-template-columns:minmax(0,1fr)}}.lgroup{margin-bottom:30px}.lgroup h4{font-family:var(--body);letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink);border-bottom:1px solid var(--navy);margin-bottom:4px;padding-bottom:8px;font-size:12px;font-weight:600}.fine{color:var(--muted);max-width:80ch;margin-top:6px;font-size:13.5px}.aside{background:var(--paper);border:1px solid var(--stone);align-self:start;gap:18px;padding:26px;display:grid}.aside h4{font-family:var(--body);letter-spacing:.15em;text-transform:uppercase;color:var(--gold-ink);margin-bottom:6px;font-size:12px;font-weight:600}.aside p{color:var(--muted);font-size:14.5px}.split{grid-template-columns:minmax(0,1.3fr) minmax(0,.9fr);align-items:start;gap:clamp(28px,5vw,72px);display:grid}@media (width<=900px){.split{grid-template-columns:minmax(0,1fr)}}.kchart{gap:0;display:grid}.krow{border-top:1px solid var(--line);grid-template-columns:minmax(150px,230px) minmax(0,1fr) 96px;align-items:center;gap:16px;padding:9px 0;display:grid}.krow--head{border-top:0;padding-bottom:4px}.kname{font-size:15px}.klabel{font-family:var(--display);color:var(--gold-ink);text-align:right;white-space:nowrap;font-variant-numeric:lining-nums;font-size:1.08rem;font-weight:500}.klabel small{font-family:var(--body);color:var(--muted);font-size:11.5px;font-weight:500}.ktrack{height:22px;position:relative}.ktick{background:var(--line);width:1px;position:absolute;top:0;bottom:0}.kbar{background:var(--gold);border-radius:1px;height:10px;position:absolute;top:6px}.kax{height:18px;color:var(--muted);font-variant-numeric:tabular-nums;font-size:11.5px;position:relative}.kax span{position:absolute;top:0;transform:translate(-50%)}@media (width<=640px){.krow{grid-template-columns:minmax(0,1fr) auto;gap:6px 12px}.ktrack{order:3;grid-column:1/-1}.krow--head{display:none}}.bud{gap:0;display:grid}.brow{border-top:1px solid var(--stone);grid-template-columns:minmax(0,230px) minmax(0,1fr) auto;align-items:center;gap:10px 24px;padding:22px 0;display:grid}.brow:last-child{border-bottom:1px solid var(--stone)}.brow h4{font-size:1.2rem;line-height:1.2}.bbar{background:0 0;height:20px;display:flex}.bbar i{height:100%;display:block}.bbar .f{background:var(--navy)}.bbar .t{background:var(--stone)}.bsub{color:var(--muted);font-variant-numeric:tabular-nums;flex-wrap:wrap;grid-column:2;gap:4px 18px;font-size:13.5px;display:flex}.btot{font-family:var(--display);color:var(--gold-display);font-variant-numeric:lining-nums;text-align:right;font-size:1.9rem;line-height:1}.btot small{font-family:var(--body);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-top:4px;font-size:11.5px;display:block}.legend{color:var(--muted);flex-wrap:wrap;gap:20px;margin-bottom:6px;font-size:13.5px;display:flex}.legend span:before{content:"";vertical-align:-1px;width:12px;height:12px;margin-right:8px;display:inline-block}.legend .lf:before{background:var(--navy)}.legend .lt:before{background:var(--stone)}@media (width<=760px){.brow{grid-template-columns:minmax(0,1fr) auto}.brow .bbar,.bsub{grid-column:1/-1}.btot{grid-area:1/2}}.pay{border:1px solid var(--navy);height:54px;margin:8px 0 12px;display:flex}.pay 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